Certificate of Deposit Rate
Effective Tuesday, February 01, 2005

Maturity	Annual Percentage Yield	Interest Rate	Minimum Balance to open Account
30 Day	0.75%	0.75%	$2,500.00
90 Day	2.01%	2.00%	$2,500.00
180 Day	2.12%	2.10%	$2,500.00
12 Mo	2.27%	2.25%	$500.00
18 Mo	2.52%	2.50%	$500.00
24 Mo	3.03%	3.00%	$500.00
36 Mo	3.14%	3.10%	$500.00
48 Mo	3.29%	3.25%	$500.00
60 Mo	3.54%	3.50%	$500.00

Penalty may be imposed for early withdrawal

Fees could reduce the earnings on these accounts

Ask us for further information about these accounts

© Woodland Bank 2000