Woodland Bank Checking Account Rates

**Checking Account Rates**

**Effective Tuesday, February 01, 2005**
Account	Annual Percentage Yield	Interest Rate	Minimum Balance To Obtain the APY	Minimum Balance To Open the Account
Prestige Club Account	0.25%	0.25%	$100.00	$1.00
Investor's Choice balances $30,000 and over balances under $30,000	2.12% 0.75%	2.10% 0.75%	$30,000.00 $2,500.00	$30,000.00
Now Account	0.50%	0.50%	$500.00	$500.00
Super Now Account	0.75%	0.75%	$2,500.00	$2,500.00

These rates may change after account opening

Fees could reduce the earnings on these accounts

Ask us for further information about these accounts