Savings Account Rates
Effective Thursday, July 22, 2004

Account
Minimum Amount to Open Account
Annual
Percentage
Yield
Interest Rate
Minimum
Balance To
Obtain the APY
Money Market
Acct
.
       
Tier 1
$2,500 -
$15,000
1.00%
1.00%
$2,500.00
Tier 2
$15,001 -
$24,999
1.26%
1.25%
$15,000.00
Tier 3
Over $25,000.00
1.51%
1.50%
$25,000.00
Passbook
Savings
$1.00
0.75%
0.75%
$100.00

These rates may change after account opening
Fees could reduce the earnings on these accounts
Ask us for further information about these accounts
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