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Privacy Statement:
| FACTS |
WHAT DOES WOODLAND BANK DO WITH YOUR PERSONAL INFORMATION? |
| Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and Account trasnactions
- Account balances and Payment history
- Transaction history and Checking account information
When you are no longer our customer, we continue to share your information as described in this notice.
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| How? |
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Woodland Bank chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information |
Does Woodland Bank share? |
Can you limit this sharing? |
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
YES |
NO |
For our marketing purposes—
to offer our products and services to you |
YES |
NO |
| For joint marketing with other financial companies |
NO |
We don't share |
For our affiliates’ everyday business purposes—
information about your transactions and experiences |
NO |
We don't share |
For our affiliates’ everyday business purposes—
information about your creditworthiness |
NO |
We don't share |
| For nonaffiliates to market to you |
NO |
We don't share |
| Questions? |
Call Toll-free 888-566-2357 or go to www.woodlandbank.com |
| What we do |
| How does Woodland Bank protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate. |
| How does Woodland Bank collect my personal information? |
We collect your personal information, for example, when you
- Open an account or apply for a loan
- Make deposits or withdrawals from your account or give us your contact information
- make a wire transfer
We also collect your information from others, such as credit bureaus, affiliates, or other companies.
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| Why can’t I limit all sharing? |
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes -- information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law. |
| Definitions |
| Affiliates |
Companies related by common ownership or control. They can be financial and non financial companies.
- Woodland Bank does not share with our affiliates.
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| Nonaffiliates |
Companies not related by common ownership or control. They can be financial and non financial companies.
- Woodland Bank does not share with nonaffiliates so they can market to you.
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| Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Woodland Bank doesn't jointly market.
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INTERNET PRIVACY
Browsing our Site
When you visit our website to view any pages, read product information,
or use our online calculators and tools, you do so without telling
us who you are and without revealing any personal information. While
we do not collect identifying information about visitors to our site,
we do use standard software to collect information for the strict
purpose of tracking activity on our site. This allows us to better
understand how many people use our site and which pages and features
are most popular. To evaluate the usefulness of our site, we may gather
and analyze data regarding usage such as:
• The name of your Internet Service Provider,
• The website that referred you to us (if any),
• The date and time the pages were accessed, and
• The page or pages you requested.
About "cookies"
To provide better service and a more effective web site, we use "cookies"
as part of our interaction with your browser. A "cookie"
is a small text file placed on your hard drive by our web page server.
We do not use cookies to get data from your hard drive or to get your
email address or personal identifying information. Cookies are commonly
used on web sites and do not harm your system. By configuring your
preferences or options in your browser, you determine if and how a
cookie will be accepted. We use cookies to determine if you have previously
visited our web site and for a number of administrative purpose.
How We Handle E-Mail
When you send us an e-mail to comment on something or to ask a question,
we will use your e-mail address to reply to you and for a limited
time we will store your e-mail address, your message and our response
for quality assurance. We may also do this to meet legal and regulatory
requirements. If we collect your e-mail address in this manner, we
won't use it to let you know about our products and services unless
you have given us permission. This information is not given or sold
to any other organization.
E-Mail Security
Regular non-encrypted Internet e-mail is not secure. In the instances
where our Internet e-mail addresses are provided, these are provided
for information inquiries of a non-sensitive and non-confidential
nature. E-mail you send us may not be secure unless we advise you
that it is secure prior to transmitting your message. Therefore, we
recommend that you not send us confidential information such as social
security or account numbers via unsecured email. You may also contact
us by phone, U.S. mail or by visiting your nearest banking center.
On-Line Banking Security
When you bank online with us, we, along with the outside companies
we work with to bring these services to you, have access to your information.
Information is retained on our system or the system of the appropriate
outside company, depending on what is required in order to serve you.
We use state-of-the-art Internet technology, supported by the outside
companies we work with, to make online banking secure and to protect
your personal information. We also require an I.D. and password or
PIN to access your accounts. If you do not provide this information,
we cannot establish an online banking service for you.
You can also help safeguard your personal information by taking a
few simple precautions. Protect your account, PIN, and customer access
numbers. Do not share your I.D. or password with anyone, change your
password regularly, and remember to sign off. Never disclose confidential
information to unknown callers. When banking on the Internet, be sure
to use a secure browser and current virus detection software, and
never open e-mail from unknown sources.
Protecting your privacy online
Whenever we ask for personal information on our web site, we use Secure
Socket Layer (SSL technology) for transferring data. This technology
encrypts - or scrambles - your account information so it's virtually
impossible to read by anyone other than employees at our Bank.
Secure Socket Layer (SSL) technology secretly encodes information
that is being sent over the Internet between your computer and our
Bank, helping to ensure that the information remains confidential.
The use of SSL requires that you have an SSL compatible browser. While
older browser versions may support SSL sessions, we strongly recommends
the following browsers.
• Windows and Unix operating systems: Netscape Navigator 4.08
of later, Netscape Communicator 4.7 or later and Microsoft Internet
Explorer 4.01 or later.
• Macintosh: Netscape Navigator 4.08 or later, Netscape Communicator
4.7 or later and Microsoft Internet Explorer 4.5 or later. You can
download the latest version from either of the links below.
http://www.microsoft.com/ie/download/
http://home.netscape.com/download/index.html
Protecting Your Children
Our website is not targeted or marketed to children under the age
of thirteen. We respect the privacy of your children, and we comply
with the practices established under the Children's Online Privacy
Protection Act. We do not knowingly collect or retain personally identifiable
information from consumers under the age of thirteen.
©
2004 Woodland Bank Privacy
Policy | Terms & Conditions |
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