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Operating Lines of Credit

We understand that business expenses can come quickly— from working capital to inventory shortages. A line of credit from Woodland Bank provides you with the funds you need, at any time. No need to reapply for a new loan every time, just tap into your convenient credit line just as you would with a credit card, except with better terms. Maximize your day-to-day efficiency and increase your profitability with readily available funds.

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Summary
  • Competitive rates for a variety of ongoing business needs, including:
    • Inventory
    • Working capital
    • Meet seasonal needs
    • Capitalize on trade discounts
    • Smooth out purchase/collection cycles
    • And more!
  • Competitive rates and affordable payments
  • Direct, anytime access to funds without reapplying
  • Revolving credit – as repaid, more becomes available for use
  • Pay interest only on the amount you use
  • Funds available whenever you need
  • Local decision-making and processing
  • Helpful, customized service throughout the entire process