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Free Kasasa Cash Back

Kasasa Cash Back® is more than free checking — it’s checking that pays you back. Kasasa Cash Back lets you earn up to 3% cash back* — that’s $9 a month — on debit card purchases each month, without limiting you to just gas and groceries. Not only can you earn cash back, but we’ll pay you back for your ATM fees, nationwide.* Plus, there’s never a minimum balance to earn cash back or your refunds on ATM fees. 

So much return for so little time‚ get started today!

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Summary
  • Free checking that pays you back
  • 3% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $300 in purchases monthly
  • Earn up to $9 cash back per month
  • Refunds on ATM fees, nationwide (up to $20 monthly)*
  • Link to Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free Online Banking with Bill Pay
  • Free eStatements
  • Free Mobile Banking
  • Free Visa® Debit Card
  • Free 24 Hour Automated Telephone Banking
  • Unlimited check writing
  • $50 minimum deposit to open

Earning Kasasa Cash Back rewards is easy!

Just keep doing the banking basics you probably do anyway (we call them “qualifications”). To earn your full rewards, simply do the following transactions and activities within your Kasasa Cash Back account each Monthly Qualification Cycle:

  • Have at least one ACH auto debit transaction post and settle per qualification cycle 
  • Have at least 10 debit card purchases post and settle 
  • Be enrolled in and agree to receive e-statements

Easy as that. And if for some reason you don't qualify one cycle, don't worry — you still get a checking account with no service fees that earns our base rate of interest. You can always get back to earning rewards the next cycle.

*Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards.  The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Woodland Bank as ATM or PIN-based/signature based transactions and purchases made with non-Woodland Bank issued debit cards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. 

Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 3% cash back on up to a total of $300.00 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back may be earned per Monthly Qualification Cycle.  You will also receive reimbursements up to $20.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of statement cycle.  Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.   

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments,  and other requirements apply. $50 minimum deposit is required to open the account. A monthly ACH Debit, receipt of electronic statements, and debit card usage are conditions of this account. Enrollment in electronic statements are required to meet some of the account’s qualifications. Limit 1 account(s) per social security number. There are no recurring monthly service charges or fees to open or close this account.  Contact a Woodland Bank customer service representative for additional information, details, restrictions, processing limitations and enrollment instructions.  Member FDIC.

Kasasa and Kasasa Cash Back are trademarks of BancVue, Ltd., registered in the U.S.A.